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Virtual crypto cards

36 of the 36 cards on G2M, ranked by the G2M score. Top ranked: ether.fi Cash Card (90/100), Ethena Pay (83/100) and Solid Card (82/100).

A virtual card is a card number you get in the app, usually within minutes. You can use it online straight away, and in shops if you add it to Apple Pay or Google Pay.

Many issuers give a virtual card first and a physical card later, sometimes for a fee or only on higher tiers.

  1. Cashback
    3% to 4%
    Annual fee
    Free
    FX fee
    0.5%
    Custody
    Non-custodial
  2. Cashback
    4% to 5%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Non-custodial
  3. Cashback
    3% to 5%
    Annual fee
    Free
    FX fee
    1.5%
    Custody
    Non-custodial
  4. Cashback
    1% to 20%
    Annual fee
    Free
    FX fee
    0%
    Custody
    Non-custodial
  5. Cashback
    0.5% to 8%
    Annual fee
    Free
    FX fee
    0%
    Custody
    Non-custodial
  6. Cashback
    2% to 4%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Custodial
  7. Cashback
    1%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Non-custodial
  8. Cashback
    1.5% to 6%
    Annual fee
    $20
    FX fee
    0%
    Custody
    Non-custodial
  9. Cashback
    1% to 8%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Non-custodial
  10. Cashback
    2% to 3%
    Annual fee
    Free
    FX fee
    1.7%
    Custody
    Custodial
  11. Cashback
    1%
    Annual fee
    Free
    FX fee
    1.5%
    Custody
    Non-custodial
  12. Cashback
    1.5% to 3%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial or non-custodial
  13. Cashback
    Not published
    Annual fee
    Free
    FX fee
    0%
    Custody
    Non-custodial
  14. Cashback
    0.5% to 2%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
  15. Cashback
    2% to 4%
    Annual fee
    $49.99
    FX fee
    0%
    Custody
    Custodial
  16. Cashback
    1% to 4%
    Annual fee
    Free
    FX fee
    1.5%
    Custody
    Non-custodial
  17. Cashback
    1.5% to 2.5%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Custodial
  18. Cashback
    2% to 4%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Non-custodial
  19. Cashback
    Not published
    Annual fee
    Free
    FX fee
    2%
    Custody
    Non-custodial
  20. Cashback
    Up to 2%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Custodial
  21. Cashback
    Up to 10%
    Annual fee
    Free
    FX fee
    0%
    Custody
    Custodial
  22. Cashback
    0.5% to 2%
    Annual fee
    Free
    FX fee
    Not published
    Custody
    Non-custodial
  23. Cashback
    Not published
    Annual fee
    Free
    FX fee
    1.2%
    Custody
    Custodial
  24. Cashback
    0% to 5%
    Annual fee
    Free
    FX fee
    1.8%
    Custody
    Non-custodial
  25. Cashback
    Up to 6%
    Annual fee
    Free
    FX fee
    3%
    Custody
    Custodial
  26. Cashback
    1%
    Annual fee
    Free
    FX fee
    0%
    Custody
    Custodial
  27. Cashback
    Up to 10%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
  28. Cashback
    Not published
    Annual fee
    $20
    FX fee
    1.5%
    Custody
    Non-custodial
  29. Cashback
    Not published
    Annual fee
    Free
    FX fee
    3%
    Custody
    Non-custodial
  30. Cashback
    1% to 2%
    Annual fee
    Free
    FX fee
    1.4%
    Custody
    Non-custodial
  31. Cashback
    0% to 3%
    Annual fee
    Free
    FX fee
    1%
    Custody
    Custodial
  32. Cashback
    Not published
    Annual fee
    Free
    FX fee
    1%
    Custody
    Non-custodial
  33. Cashback
    Not published
    Annual fee
    Free
    FX fee
    0.5%
    Custody
    Custodial
  34. Cashback
    0% to 1.3%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
  35. Cashback
    0%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
  36. Cashback
    0.2% to 12%
    Annual fee
    Not published
    FX fee
    Not published
    Custody
    Non-custodial

Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 4 Nov 2026; each review lists its sources.

What to check before you pick

  • Check whether the virtual card works with Apple Pay or Google Pay where you live.
  • Check the cost of each extra virtual card, if you want one per subscription.
  • Some merchants (hotels, car rental) prefer a physical card.
  • The rewards calculator works out what each card keeps you a year at your own spending, after every fee.

Questions

What are the best virtual crypto cards?

On the G2M score, the top-ranked virtual crypto cards are ether.fi Cash Card (90/100), Ethena Pay (83/100) and Solid Card (82/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.

How many virtual crypto cards are there?

36 of the 36 crypto cards on G2M.

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