Infini Card
Stablecoin prepaid cards from Hong Kong-based Infini: 1.5% cashback on every card, no annual or monthly fee, first card free. FX fee 1% on the Pro card, 3% on Lite; Max has no FX fee but charges 1% outside Hong Kong.
Key facts
- Cashback
- 1.5% to 2.5%
- Annual fee
- Free
- FX fee
- 1%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- Not published
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: From 1 Nov 2026 every Infini card earns 1.5% on eligible purchases, worked out on the settled amount. Infini says up to 2.5% depending on membership tier and promotions, without giving the details.
FX: Pro card: 1% on non-USD spending. Lite: 3%. Max: no FX fee, but a 1% cross-border fee on purchases outside Hong Kong and $0.30 on purchases under $50. US-dollar spending has no FX fee on Pro and Lite.
G2M score worldwide
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEANot confirmed
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded.
Countries
Infini Card has not confirmed any country yet.
Infini Card has not published a full country list, so the other 250 countries are not confirmed either way. Check with the issuer before you apply.
Banking features
- Bank account (IBAN or account number)
- In your name
- Send money to a bank account
- 2 currencies
- Buy and sell crypto with fiat
- Buy and sell
- Spend against crypto without selling
- Not confirmed
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- Not published
Tiers and plans
When a paid tier pays for itself against Pro (free), with its yearly fee and monthly cashback cap counted.
- Lite (free) never beats Pro (free) (checked up to $100,000 a month).
- Max (free) never beats Pro (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Pro | Free | 1.5% | — | 1% | Free to join | Visa with a Hong Kong card BIN · No Apple Pay or Google Pay · 1% refund fee |
| Lite | Free | 1.5% | — | 3% | Free to join | Apple Pay and Google Pay · Works for ChatGPT and Claude subscriptions |
| Max | Free | 1.5% | — | 1% | Free to join | Mastercard debit with a Hong Kong card BIN · No FX fee, but 1% cross-border fee outside Hong Kong · $0.30 on purchases under $50 · Apple Pay · 1% refund fee |
Real swipe receipt
What one purchase really costs on Infini Card, with every fee and the cashback.
What's good
- 1.5% cashback on every card, no annual or monthly fee
- First card free; no FX fee on US-dollar spending (Pro and Lite)
- USD and EUR account details for receiving payments
Watch out for
- No published country list
- FX fee 1% on Pro, 3% on Lite; Max adds 1% outside Hong Kong and $0.30 on purchases under $50
- Apple Pay and Google Pay only on Lite and Max
More details
- Other fees
- First card free (one free card per account); extra cards priced when you apply · Initial top-up of at least $10, which stays on the card · No monthly or annual fee · Refund fee 1% on Pro and Max · Max: 1% cross-border fee outside Hong Kong; $0.30 on purchases under $50 · USD and EUR account details $10 one-time; bank deposits and withdrawals 0.20% plus $1 (ACH), $20 (wire) or EUR 1 (SEPA) · Buying or selling stablecoins with USD 0.10% to 0.20%
- Perks
- Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker
- Spend from
- USDT, USDC
Questions about the Infini Card
- Does the Infini Card have an annual fee?
- No. The entry tier has no annual fee.
- How much cashback does the Infini Card pay?
- 1.5% to 2.5% back.
- What is the Infini Card's FX fee?
- 1% on purchases in other currencies, and no FX fee on USD purchases.
- Is the Infini Card custodial or non-custodial?
- Custodial: the company holds your funds while you spend.
- Where can I get the Infini Card?
- Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded.
Sources · last checked 4 Nov 2026
- Infini: pricing (personal cards, accounts and transfers) · 4 Nov 2026
- Infini: personal account and cards (Apple Pay, Google Pay, account details) · 4 Nov 2026
- Infini: compliance statement (licences, sanctions) · 4 Nov 2026
Terms change often. Confirm fees and availability on the official Infini site before you apply. Spotted something out of date? Tell us.
