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Infini Card vs Plasma One

Infini Card scores higher on the G2M score: 62/100 against 61/100 (#17 and #18 of 36 cards). Pick Infini Card for a lower FX fee; pick Plasma One for cashback, more countries and control of your funds.

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get InfiniRead the review
Plasma One61

#18 of 36 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Infini Card scores higher on the G2M score: 62/100 against 61/100 (#17 and #18 of 36 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 1.5%. Higher tiers go up to 2.5% on Infini Card and 4% on Plasma One.
  • Neither card has an annual fee.
  • Infini Card charges less on foreign currency: a 1% FX fee against 2%.
  • Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.
  • Infini Card is custodial; Plasma One is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Infini Card
Plasma One
G2M score
62 (better)
61
Base cashback
1.5%
2% (better)
Max cashback
2.5%
4% (better)
Paid in
Not published
XPL, weekly
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
Not published
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa / Mastercard
Visa
Card type
Prepaid
Spend
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
$10 spend credit each after you spend $100 at 2+ shops within 14 days (not paid for Nigeria, Bangladesh or Kenya IDs); $200 each after $10,000 within 60 days
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Pro · Lite · Max
Lite · Core · Platinum
Perks
Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Infini Card or Plasma One?

Infini Card scores higher on the G2M score: 62/100 against 61/100 (#17 and #18 of 36 cards). Pick Infini Card for a lower FX fee; pick Plasma One for cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Infini Card or Plasma One?

Neither card has an annual fee. Infini Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Infini Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 1.5%. Higher tiers go up to 2.5% on Infini Card and 4% on Plasma One.

Which works in more countries, Infini Card or Plasma One?

Plasma One is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Plasma One is confirmed in United States.

Who holds my funds with Infini Card and Plasma One?

Infini Card is custodial; Plasma One is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.