Back
[ head to head ]

ether.fi Cash Card vs Plasma One

ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #16 of 26 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee and more countries.

ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #16 of 26 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 2%. Higher tiers go up to 4% on ether.fi Cash Card and 4% on Plasma One.
  • Plasma One has no annual fee; ether.fi Cash Card does not publish its annual fee.
  • ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.
  • ether.fi Cash Card lists 91 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Plasma One
G2M score
80 (better)
61
Base cashback
3% (better)
2%
Max cashback
4%
4%
Paid in
ETHFI
XPL, weekly
Annual fee
Not published
Free
FX fee
0.5% (better)
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa
Visa
Card type
Credit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
91
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
27 currencies
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Lite · Core · Platinum
Perks
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Plasma One?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #16 of 26 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Plasma One?

Plasma One has no annual fee; ether.fi Cash Card does not publish its annual fee. ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.

Which pays more cashback, ether.fi Cash Card or Plasma One?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 2%. Higher tiers go up to 4% on ether.fi Cash Card and 4% on Plasma One.

Which works in more countries, ether.fi Cash Card or Plasma One?

ether.fi Cash Card lists 91 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with ether.fi Cash Card and Plasma One?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.