How we score crypto cards

Part	Points	How we measure it
Rewards	40	The cashback most people actually get. We use the base rate when the issuer publishes one. If only an “up to” rate exists, we count 40% of it, because the headline rate usually needs a top tier, staking or a paid plan. Any fee charged on every purchase comes off this rate first, since it eats into every reward. 5% or more earns full marks.
Fees	30	Annual fee (10 points: free scores 10, up to $100 scores 6, up to $300 scores 3, more scores zero). FX fee (12 points: 0% scores 12, up to 1% scores 9, up to 2% scores 5, more scores 2). Other purchase costs (8 points): top-up fees, flat or small-purchase fees, and any per-purchase fee larger than the cashback. None scores 8, up to 1% scores 4, more scores 1. A fee the issuer does not publish scores in the middle.
Coverage	20	How many countries can get the card (12 points: 100+ countries is best), Apple Pay and Google Pay (2 points each) and a physical card (4 points).
Control	10	Who holds your funds while you spend. Self-custodial cards score 10, custodial cards 5, and cards that do not say score 4.

Missing figures

When an issuer does not publish a number, we say “Not published” and score that part below a known good value. A card that states its fees clearly will always beat one that hides them.

Where the data comes from

Each card page lists its sources with the date we checked them: the issuer's own site and help pages first, then public datasets such as DefiLlama's crypto card listings. We re-check every card at least every 90 days and update sooner when an issuer changes its terms.

Where each card works

For India, the UAE, the US, the UK and the EU we mark each card as available, not available, or not confirmed. “Not confirmed” means the issuer has not said either way, so check their country list before you apply.

The rewards calculator

The calculator uses your monthly spend to work out a year of cashback for every tier of every card, then takes off plan fees, FX fees on the share you spend in other currencies, and per-purchase fees, including small-purchase fees when your typical purchase is below the limit. Monthly caps and spend bands are applied where published. Rewards in tokens or points are counted at face value.

How G2M makes money

Some “Get the card” buttons may use referral links, and card issuers can pay for the Featured spot at the top of the home page. That spot is always labelled Sponsored, shows the card's real G2M score and rank, and runs for a fixed period. When no one has booked it, it shows the top-ranked card.

Neither a referral nor a sponsorship ever changes a card's score, rank or position in the rankings, and cards without either are ranked exactly the same way.

Found a mistake?

Card terms change all the time. If something is out of date, send us a correction and we will check it against the issuer's site.