#4 of 27VisaCreditSelf-custodial
ether.fi Cash Card
Self-custodial Visa card paying 3% back on every tier, with airport lounge access and Visa Signature perks.
Key facts
- Cashback
- 3% to 4%
- Annual fee
- Not published
- FX fee
- 1.5%
- Top-up fee
- Not published
- Per-purchase fee
- None listed
- ATM
- $500 per withdrawal; 10 free a month on Pinnacle and VIP
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: 3% on Core, Luxe and Pinnacle; 4% on VIP. Monthly payout caps run from $60 (Core) to $2,000 (VIP).
FX: About 1% network rate plus a 0% to 0.5% margin depending on tier.
G2M score
Rewards24/40
Fees15/30
Coverage17/20
Control10/10
Where it works
- IndiaNot confirmed
- UAEAvailable
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEAAvailable
Global (85 countries) · 85 countries. Includes United Arab Emirates, Argentina, Austria, Australia.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Core | Not published | 3% | $60 | 1.5% | — | Airport lounge access · Baggage protection · Price protection |
| Luxe | $199Or hold 5K points, $15K in Liquid, or 30K ETHFI staked | 3% | $300 | 1.3% | $199/year, 5K points, $15K Liquid deposit or 30K ETHFI staked | Airport lounge access · Concierge |
| Pinnacle | Not published | 3% | $1,500 | 1% | Not published | Airport lounge access · 10 free ATM withdrawals a month |
| VIP | Not published | 4% | $2,000 | 1% | Not published | Airport lounge access · Free card issuance |
What's good
- 3% back even on the entry tier
- Self-custodial with lounge access
Watch out for
- Core cashback is capped at $60 a month
- Card issuance fees of $50 to $100
More details
- Other fees
- Physical card $50 (Core) or $100 (Luxe, Pinnacle) · Virtual card $10
- Perks
- Airport lounge access on every tier · Visa Signature benefits
- Issuer
- Third National
Sources · last checked 22 Oct 2026
- DefiLlama card dataset · 30 Aug 2026
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