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Infini Card vs Tangem Pay

Infini Card and Tangem Pay have the same G2M score: 62/100. Pick Infini Card for cashback and a lower FX fee; pick Tangem Pay for more countries and control of your funds.

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get InfiniRead the review
Tangem Pay62

#16 of 36 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Infini Card and Tangem Pay have the same G2M score: 62/100.
  • Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 2.5% on Infini Card and 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Infini Card charges less on foreign currency: a 1% FX fee against 1.5%.
  • Tangem Pay is confirmed in more countries: 50 against 0, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in United States and UAE.
  • Infini Card is custodial; Tangem Pay is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Infini Card
Tangem Pay
G2M score
62
62
Base cashback
1.5% (better)
1%
Max cashback
2.5%
4% (better)
Paid in
Not published
USDC
Annual fee
Free
Free
FX fee
1% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa / Mastercard
Visa
Card type
Prepaid
Debit
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
Unclear
Unclear
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
No
Tiers
Pro · Lite · Max
Basic · Plus · Prestige
Perks
Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Infini Card or Tangem Pay?

Infini Card and Tangem Pay have the same G2M score: 62/100. Pick Infini Card for cashback and a lower FX fee; pick Tangem Pay for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Infini Card or Tangem Pay?

Neither card has an annual fee. Infini Card charges less on foreign currency: a 1% FX fee against 1.5%.

Which pays more cashback, Infini Card or Tangem Pay?

Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 2.5% on Infini Card and 4% on Tangem Pay.

Which works in more countries, Infini Card or Tangem Pay?

Tangem Pay is confirmed in more countries: 50 against 0, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in United States and UAE.

Who holds my funds with Infini Card and Tangem Pay?

Infini Card is custodial; Tangem Pay is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.