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Solid Card vs Tangem Pay

Solid Card scores higher on the G2M score: 82/100 against 62/100 (#3 and #16 of 31 cards). Solid Card also comes out ahead on cashback and more countries.

Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review
Tangem Pay62

#16 of 31 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 62/100 (#3 and #16 of 31 cards).
  • Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 5% on Solid Card and 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Both charge a 1.5% FX fee on foreign currency.
  • Solid Card lists 104 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom and EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Solid Card
Tangem Pay
G2M score
82 (better)
62
Base cashback
3% (better)
1%
Max cashback
5% (better)
4%
Paid in
USDC
USDC
Annual fee
Free
Free
FX fee
1.5%
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa
Visa
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
No
Unclear
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
104
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
Not confirmed
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
No
Tiers
Core · Prime · Ultra
Basic · Plus · Prestige
Perks
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solid Card or Tangem Pay?

Solid Card scores higher on the G2M score: 82/100 against 62/100 (#3 and #16 of 31 cards). Solid Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solid Card or Tangem Pay?

Neither card has an annual fee. Both charge a 1.5% FX fee on foreign currency.

Which pays more cashback, Solid Card or Tangem Pay?

Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 5% on Solid Card and 4% on Tangem Pay.

Which works in more countries, Solid Card or Tangem Pay?

Solid Card lists 104 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Solid Card and Tangem Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.