#23 of 26VisaDebitNot published
Tangem Pay
Visa card from the Tangem hardware wallet team, with three tiers from free to $999 a year and up to 4% back in USDC.
Key facts
- Cashback
- 1% to 4% in USDC
- Annual fee
- Free
- FX fee
- 1.5%
- Top-up fee
- Not published
- Per-purchase fee
- None listed
- ATM
- 4% on Basic, 2% on Plus, 1% on Prestige
- Card types
- virtual, physical, metal
- Mobile wallets
- Not published
Cashback: Basic 1% (cap $100/month), Plus 2% (cap $500), Prestige 4% (cap $1,000, coming soon).
G2M score worldwide
Rewards8/40
Fees20/30
Coverage9/20
Control4/10
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesAvailable
- United KingdomNot confirmed
- EU / EEANot confirmed
Select regions worldwide. Includes United States.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Basic | Free | 1% | $100 | 1.5% | Free to join | Welcome offer: 5% on your first $500 |
| Plus | $359.88$29.99/month, free with $4,500 monthly spend or $65,000 in Yield Mode | 2% | $500 | 1.5% | — | 2 airport lounge visits a year |
| PrestigeComing soon | $999 | 4% | $1,000 | 1.5% | — | 8 airport lounge visits a year · Metal card |
What's good
- Clear, published tier pricing
- Free Basic tier with 1% back
Watch out for
- 4% ATM fee on Basic
- Prestige not launched yet
More details
- Other fees
- Plastic card delivery $17.44 in the US · Virtual card replacement $5
- Perks
- Priority Pass lounges on Plus and Prestige
- Spend from
- USDC
Sources · last checked 22 Oct 2026
- Tangem: Pay tiers explained · 6 Aug 2026
Terms change often. Confirm fees and availability on the official Tangem site before you apply. Spotted something out of date? Tell us.