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Avici Card vs Tangem Pay

Avici Card scores higher on the G2M score: 66/100 against 62/100 (#11 and #15 of 26 cards). Pick Avici Card for a lower FX fee; pick Tangem Pay for cashback and more countries.

Avici Card66

#11 of 26 · Not published back · annual fee none

Get AviciRead the review
Tangem Pay62

#15 of 26 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Avici Card scores higher on the G2M score: 66/100 against 62/100 (#11 and #15 of 26 cards).
  • Tangem Pay pays 1% cashback on its entry tier; Avici Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Avici Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Avici Card lists 49 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far).
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avici Card
Tangem Pay
G2M score
66 (better)
62
Base cashback
Not published
1%
Max cashback
Not published
4%
Paid in
Not published
USDC
Annual fee
Free
Free
FX fee
0% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa
Visa
Card type
Credit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
No
Unclear
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
49
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
No
Tiers
Platinum · Signature
Basic · Plus · Prestige
Perks
No transaction, top-up or wallet withdrawal fees · Visa Signature benefits · Free ATM withdrawals
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avici Card or Tangem Pay?

Avici Card scores higher on the G2M score: 66/100 against 62/100 (#11 and #15 of 26 cards). Pick Avici Card for a lower FX fee; pick Tangem Pay for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avici Card or Tangem Pay?

Neither card has an annual fee. Avici Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Avici Card or Tangem Pay?

Tangem Pay pays 1% cashback on its entry tier; Avici Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.

Which works in more countries, Avici Card or Tangem Pay?

Avici Card lists 49 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far).

Who holds my funds with Avici Card and Tangem Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.