#14 of 26VisaCreditSelf-custodial
Avici Card
Visa secured credit card from Avici, backed by USDC that stays in a smart contract you own. No cashback, but no FX markup from Avici.
Key facts
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: No cashback program. Signature cards carry standard Visa Signature benefits.
FX: No Avici FX markup; Visa may charge 0.4% to 1% cross-border on non-USD spending.
G2M score worldwide
Rewards0/40
Fees27/30
Coverage17/20
Control10/10
Where it works
- IndiaNot available
- UAEAvailable
- United StatesAvailable
- United KingdomNot available
- EU / EEANot available
49 countries incl. the UAE, Latin America and 31 US states · 49 countries. Includes United Arab Emirates, Singapore, Mexico, Brazil.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Platinum | FreeOne-time card fee: $15 virtual, $50 physical | Not published | — | 1% | Free to join | — |
| Signature | $20$30 (virtual) or $75 (physical) in the first year | Not published | — | 1% | $30 the first year, then $20 a year | Visa Signature benefits · Free ATM withdrawals |
What's good
- No Avici FX markup and $0 transaction fees
- Available in the UAE and 31 US states
- Self-custodial: only your wallet can withdraw
Watch out for
- No cashback
- Not available to residents of India
- Not available in the UK or EU
More details
- Other fees
- Virtual Platinum: $15 one-time ($10 for each extra card) · Physical Platinum: $50 one-time · Signature: $30 (virtual) or $75 (physical) the first year, then $20 a year
- Perks
- No transaction, top-up or wallet withdrawal fees
- Spend from
- USDC
- Issuer
- Third National
Sources · last checked 22 Oct 2026
- Avici docs: fees and limits · 22 Oct 2026
- Avici docs: regions and prohibitions · 22 Oct 2026
- Avici docs: how secured credit cards work · 22 Oct 2026
- Avici docs: Platinum and Signature cards · 22 Oct 2026
Terms change often. Confirm fees and availability on the official Avici site before you apply. Spotted something out of date? Tell us.