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Avici Card vs Ethena Pay

Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #11 of 26 cards). Pick Avici Card for a lower FX fee and more countries; pick Ethena Pay for cashback.

Avici Card66

#11 of 26 · Not published back · annual fee none

Get AviciRead the review
Ethena Pay83

#1 of 26 · 4% to 5% back · annual fee none

Get EthenaRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #11 of 26 cards).
  • Ethena Pay pays 4% cashback on its entry tier; Avici Card does not publish a rate. Higher tiers go up to 5% on Ethena Pay.
  • Neither card has an annual fee.
  • Avici Card charges less on foreign currency: a 0% FX fee against 1%.
  • Avici Card is confirmed in more countries: 49 against 48. Of the markets we check for every card, only Avici Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avici Card
Ethena Pay
G2M score
66
83 (better)
Base cashback
Not published
4%
Max cashback
Not published
5%
Paid in
Not published
AVAX, daily
Annual fee
Free
Free
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
$1 + 0.65% per withdrawal
Network
Visa
Visa
Card type
Credit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
No
No
EU / EEA
No
No
Countries
49
48
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Platinum · Signature
Standard · Pro · VIP
Perks
No transaction, top-up or wallet withdrawal fees · Visa Signature benefits · Free ATM withdrawals
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avici Card or Ethena Pay?

Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #11 of 26 cards). Pick Avici Card for a lower FX fee and more countries; pick Ethena Pay for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avici Card or Ethena Pay?

Neither card has an annual fee. Avici Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Avici Card or Ethena Pay?

Ethena Pay pays 4% cashback on its entry tier; Avici Card does not publish a rate. Higher tiers go up to 5% on Ethena Pay.

Which works in more countries, Avici Card or Ethena Pay?

Avici Card is confirmed in more countries: 49 against 48. Of the markets we check for every card, only Avici Card is confirmed in United States.

Who holds my funds with Avici Card and Ethena Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.