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Bleap Card vs Ethena Pay

Ethena Pay scores higher on the G2M score: 83/100 against 75/100 (#1 and #3 of 26 cards). Pick Bleap Card for a lower FX fee; pick Ethena Pay for cashback and more countries.

Bleap Card75

#3 of 26 · 1% to 20% back · annual fee none

Get BleapRead the review
Ethena Pay83

#1 of 26 · 4% to 5% back · annual fee none

Get EthenaRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 75/100 (#1 and #3 of 26 cards).
  • Ethena Pay pays more cashback on its entry tier: 4% against 1%. Higher tiers go up to 20% on Bleap Card and 5% on Ethena Pay.
  • Neither card has an annual fee.
  • Bleap Card charges less on foreign currency: a 0% FX fee against 1%.
  • Ethena Pay is confirmed in more countries: 48 against 31. Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Ethena Pay is confirmed in UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bleap Card
Ethena Pay
G2M score
75
83 (better)
Base cashback
1%
4% (better)
Max cashback
20% (better)
5%
Paid in
USDC
AVAX, daily
Annual fee
Free
Free
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to €400 a month, then 2%
$1 + 0.65% per withdrawal
Network
Mastercard
Visa
Card type
Debit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
No
EU / EEA
Yes
No
Countries
EEA, with some Latin American markets
48
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Standard
Standard · Pro · VIP
Perks
Category cashback · Free ATM up to €400 a month
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bleap Card or Ethena Pay?

Ethena Pay scores higher on the G2M score: 83/100 against 75/100 (#1 and #3 of 26 cards). Pick Bleap Card for a lower FX fee; pick Ethena Pay for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bleap Card or Ethena Pay?

Neither card has an annual fee. Bleap Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Bleap Card or Ethena Pay?

Ethena Pay pays more cashback on its entry tier: 4% against 1%. Higher tiers go up to 20% on Bleap Card and 5% on Ethena Pay.

Which works in more countries, Bleap Card or Ethena Pay?

Ethena Pay is confirmed in more countries: 48 against 31. Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Ethena Pay is confirmed in UAE.

Who holds my funds with Bleap Card and Ethena Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.