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Bleap Card vs Tangem Pay

Bleap Card scores higher on the G2M score: 75/100 against 62/100 (#3 and #15 of 26 cards). Pick Bleap Card for a lower FX fee; pick Tangem Pay for more countries.

Bleap Card75

#3 of 26 · 1% to 20% back · annual fee none

Get BleapRead the review
Tangem Pay62

#15 of 26 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Bleap Card scores higher on the G2M score: 75/100 against 62/100 (#3 and #15 of 26 cards).
  • Both pay 1% cashback on their entry tier. Higher tiers go up to 20% on Bleap Card and 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Bleap Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Bleap Card lists 31 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Tangem Pay is confirmed in United States and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bleap Card
Tangem Pay
G2M score
75 (better)
62
Base cashback
1%
1%
Max cashback
20% (better)
4%
Paid in
USDC
USDC
Annual fee
Free
Free
FX fee
0% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to €400 a month, then 2%
4% on Basic, 2% on Plus, 1% on Prestige
Network
Mastercard
Visa
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
No
Unclear
UAE
No
Yes
United States
No
Yes
United Kingdom
No
Unclear
EU / EEA
Yes
Unclear
Countries
EEA, with some Latin American markets
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Standard
Basic · Plus · Prestige
Perks
Category cashback · Free ATM up to €400 a month
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bleap Card or Tangem Pay?

Bleap Card scores higher on the G2M score: 75/100 against 62/100 (#3 and #15 of 26 cards). Pick Bleap Card for a lower FX fee; pick Tangem Pay for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bleap Card or Tangem Pay?

Neither card has an annual fee. Bleap Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Bleap Card or Tangem Pay?

Both pay 1% cashback on their entry tier. Higher tiers go up to 20% on Bleap Card and 4% on Tangem Pay.

Which works in more countries, Bleap Card or Tangem Pay?

Bleap Card lists 31 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Tangem Pay is confirmed in United States and UAE.

Who holds my funds with Bleap Card and Tangem Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.