#10 of 27VisaDebitSelf-custodial
Wirex One Card
Self-custodial Visa card with zero FX fees and five tiers paying 0.5% up to 8% back in USD.
Key facts
- Cashback
- 0.5% to 8% in USD
- Annual fee
- Free
- FX fee
- 0%
- Top-up fee
- Not published
- Per-purchase fee
- None listed
- ATM
- Premium tier and above
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%. Tier requirements not published.
G2M score
Rewards4/40
Fees27/30
Coverage17/20
Control10/10
Where it works
- IndiaNot confirmed
- UAEAvailable
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEAAvailable
79 countries incl. the UAE, EU and Australia · 79 countries. Includes United Arab Emirates, Austria, Australia, Belgium, Argentina.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Base | Free | 0.5% | — | 0% | Virtual card only | — |
| Premium | Not published | 1% | — | 0% | Not published | — |
| Elite | Not published | 3% | — | 0% | Not published | — |
| Private | Not published | 5% | — | 0% | Not published | AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits |
| Bespoke | Not published | 8% | — | 0% | Not published | AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits |
What's good
- 0% FX on every tier
- Up to 8% back on top tiers
Watch out for
- Base tier pays only 0.5%
- Upper-tier requirements not published
More details
- Perks
- No locked funds required
Sources · last checked 22 Oct 2026
- DefiLlama card dataset · 29 Aug 2026
Terms change often. Confirm fees and availability on the official Wirex site before you apply. Spotted something out of date? Tell us.