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COCA Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 64/100 (#4 and #12 of 26 cards). COCA Card still comes out ahead on cashback.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 64/100 (#4 and #12 of 26 cards).
  • COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges 0% on foreign currency; COCA Card does not publish its FX fee.
  • Both are confirmed in 73 countries.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Wirex One Card
G2M score
64
74 (better)
Base cashback
1% (better)
0.5%
Max cashback
8%
8%
Paid in
Stablecoins, monthly
USD
Annual fee
Free
Free
FX fee
Not published
0%
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Premium tier and above
Network
Visa
Visa
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Base · Premium · Elite · Private · Bespoke
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 64/100 (#4 and #12 of 26 cards). COCA Card still comes out ahead on cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges 0% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Wirex One Card?

COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 8% on Wirex One Card.

Which works in more countries, COCA Card or Wirex One Card?

Both are confirmed in 73 countries.

Who holds my funds with COCA Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.