#13 of 26VisaDebitSelf-custodial
COCA Card
Self-custodial Visa debit card from COCA. Cashback runs from 1% to 8% depending on how many COCA tokens you hold.
Key facts
- Cashback
- 1% to 8% in Stablecoins, monthly
- Annual fee
- Free
- FX fee
- Not published
- Top-up fee
- Not published
- Per-purchase fee
- None listed
- ATM
- Free up to $250 a month, then 2%
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: Starter: 1% with no limit. Standard to Elite: 3% to 8% up to a monthly spend limit of $1,000 to $10,000, then 1%.
G2M score worldwide
Rewards8/40
Fees19/30
Coverage17/20
Control10/10
Where it works
- IndiaNot available
- UAEAvailable
- United StatesNot available
- United KingdomAvailable
- EU / EEAAvailable
UK, EEA, Asia, South America, the Middle East and Africa · 73 countries. Includes United Kingdom.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Starter | Free | 1% | — | Not published | Free to join | — |
| Standard | Free | 3% up to $1,000/mo, 1% above $1,000 | — | Not published | Hold 300 COCA | 50% back on 1 subscription |
| Standard+ | Free | 4% up to $1,750/mo, 1% above $1,750 | — | Not published | Hold 1,000 COCA | 50% back on 2 subscriptions |
| Premium | Free | 5% up to $2,500/mo, 1% above $2,500 | — | Not published | Hold 3,000 COCA | 50% back on 2 subscriptions |
| Premium+ | Free | 6% up to $5,000/mo, 1% above $5,000 | — | Not published | Hold 10,000 COCA | 50% back on 3 subscriptions |
| Elite | Free | 8% up to $10,000/mo, 1% above $10,000 | — | Not published | Hold 30,000 COCA | 50% back on 4 subscriptions |
What's good
- 1% with no tokens needed
- Up to 8% on higher tiers
- Free ATM withdrawals up to $250 a month
Watch out for
- Higher tiers need you to hold COCA tokens
- FX fee not published
- Not offered in the US
More details
- Other fees
- Plastic card: $5 on Starter, Standard and Standard+; free on higher tiers
- Perks
- Yield on your card balance (variable)
Sources · last checked 22 Oct 2026
- COCA docs: membership tiers · 22 Oct 2026
- COCA docs: COCA Card fees and limits · 22 Oct 2026
- COCA docs: who controls your money · 22 Oct 2026
- COCA: available regions · 22 Oct 2026
- COCA Help Center: How do I order a COCA card? (updated 12 Oct 2026), confirmed with the COCA team (country list compiled by Card Map) · 19 Oct 2026
Terms change often. Confirm fees and availability on the official COCA site before you apply. Spotted something out of date? Tell us.