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COCA Card vs ether.fi Cash Card

ether.fi Cash Card scores higher on the G2M score: 80/100 against 64/100 (#2 and #12 of 26 cards). ether.fi Cash Card also comes out ahead on cashback and more countries.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 64/100 (#2 and #12 of 26 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 8% on COCA Card and 4% on ether.fi Cash Card.
  • COCA Card has no annual fee; ether.fi Cash Card does not publish its annual fee.
  • ether.fi Cash Card charges 0.5% on foreign currency; COCA Card does not publish its FX fee.
  • ether.fi Cash Card is confirmed in more countries: 91 against 73. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
ether.fi Cash Card
G2M score
64
80 (better)
Base cashback
1%
3% (better)
Max cashback
8% (better)
4%
Paid in
Stablecoins, monthly
ETHFI
Annual fee
Free
Not published
FX fee
Not published
0.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
Network
Visa
Visa
Card type
Debit
Credit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
91
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
27 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Core · Luxe · Pinnacle · VIP
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or ether.fi Cash Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 64/100 (#2 and #12 of 26 cards). ether.fi Cash Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or ether.fi Cash Card?

COCA Card has no annual fee; ether.fi Cash Card does not publish its annual fee. ether.fi Cash Card charges 0.5% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or ether.fi Cash Card?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 8% on COCA Card and 4% on ether.fi Cash Card.

Which works in more countries, COCA Card or ether.fi Cash Card?

ether.fi Cash Card is confirmed in more countries: 91 against 73. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States.

Who holds my funds with COCA Card and ether.fi Cash Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.