[ head to head ]

COCA Card vs Infini Card

COCA Card69

#9 of 36 · 1% to 8% back · annual fee none

Get COCA Read the review

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get Infini Read the review

The short answer

COCA Card scores higher on the G2M score: 69/100 against 62/100 (#9 and #17 of 36 cards).
Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 8% on COCA Card and 2.5% on Infini Card.
Neither card has an annual fee.
Infini Card charges less on foreign currency: a 1% FX fee against 2%.
COCA Card lists 73 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.
COCA Card is non-custodial; Infini Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

COCA Card

Infini Card

G2M score

Base cashback

1.5%

Max cashback

2.5%

Paid in

Stablecoins, monthly

Not published

Annual fee

Free

FX fee

Top-up fee

Per-purchase fee

None listed

ATM

Free up to $250 a month, then 2%

Not published

Network

Visa

Visa / Mastercard

Card type

Debit

Prepaid

Custody

Non-custodial

Custodial

Sign-up bonus (G2M link)

8% cashback on your first 3 eligible card purchases, if you register in November 2026, complete KYC, fund the card and buy by 30 Nov 2026. No code needed

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Yes

Unclear

United States

Unclear

United Kingdom

Yes

Unclear

EU / EEA

Yes

Unclear

Countries

Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded

Bank account (IBAN or account number)

In your name

Send money to a bank account

1 currency

2 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Not confirmed

Yield on your balance

Yes

Tiers

Starter · Standard · Standard+ · Premium · Premium+ · Elite

Pro · Lite · Max

Perks

Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions

Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 4 Nov 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Infini Card?

COCA Card scores higher on the G2M score: 69/100 against 62/100 (#9 and #17 of 36 cards). Pick COCA Card for more countries and control of your funds; pick Infini Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Infini Card?

Neither card has an annual fee. Infini Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, COCA Card or Infini Card?

Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 8% on COCA Card and 2.5% on Infini Card.

Which works in more countries, COCA Card or Infini Card?

COCA Card lists 73 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with COCA Card and Infini Card?

COCA Card is non-custodial; Infini Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.