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COCA Card vs Solid Card

Solid Card scores higher on the G2M score: 82/100 against 64/100 (#3 and #13 of 31 cards). Solid Card also comes out ahead on cashback and more countries.

COCA Card64

#13 of 31 · 1% to 8% back · annual fee none

Get COCARead the review
Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 64/100 (#3 and #13 of 31 cards).
  • Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 8% on COCA Card and 5% on Solid Card.
  • Neither card has an annual fee.
  • Solid Card charges 1.5% on foreign currency; COCA Card does not publish its FX fee.
  • Solid Card is confirmed in more countries: 104 against 73. Of the markets we check for every card, only Solid Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Solid Card
G2M score
64
82 (better)
Base cashback
1%
3% (better)
Max cashback
8% (better)
5%
Paid in
Stablecoins, monthly
USDC
Annual fee
Free
Free
FX fee
Not published
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Not published
Network
Visa
Visa
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
104
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Core · Prime · Ultra
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Solid Card?

Solid Card scores higher on the G2M score: 82/100 against 64/100 (#3 and #13 of 31 cards). Solid Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Solid Card?

Neither card has an annual fee. Solid Card charges 1.5% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Solid Card?

Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 8% on COCA Card and 5% on Solid Card.

Which works in more countries, COCA Card or Solid Card?

Solid Card is confirmed in more countries: 104 against 73. Of the markets we check for every card, only Solid Card is confirmed in United States.

Who holds my funds with COCA Card and Solid Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.