#25 of 26VisaSpendSelf-custodial
Tuyo Card
Self-custodial virtual Visa from Tuyo that spends USDC. No card fees, and no fee on US dollar purchases in the US.
Key facts
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 2%
- Top-up fee
- Not published
- Per-purchase fee
- None listed
- ATM
- Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
- Card types
- virtual
- Mobile wallets
- Apple Pay + Google Pay
Cashback: No cashback rate. Instead, some purchases are made free at random ("Buy Now, Pay Maybe").
FX: 1% FX fee on non-USD purchases plus 1% on purchases outside the US; up to 2% combined. 0% on USD purchases in the US.
G2M score worldwide
Rewards0/40
Fees20/30
Coverage9/20
Control10/10
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesAvailable
- United KingdomNot available
- EU / EEANot confirmed
Not published; not offered in the UK. Includes United States.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Tuyo Card | Free | Not published | — | 2% | Free to join | — |
What's good
- No issuance, monthly or yearly fee
- 0% on USD purchases in the US
- Self-custodial
Watch out for
- Up to 2% on non-USD or non-US purchases
- No cashback rate
- Virtual only for now; not offered in the UK
More details
- Other fees
- Trades: 0.25% (stablecoin swaps and bridging exempt)
- Perks
- Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000
- Spend from
- USDC
- Issuer
- Rain
Sources · last checked 22 Oct 2026
- Tuyo: card fees and limits · 22 Oct 2026
- Tuyo: FAQ · 22 Oct 2026
- Tuyo: home page (custody and UK notice) · 22 Oct 2026
Terms change often. Confirm fees and availability on the official Tuyo site before you apply. Spotted something out of date? Tell us.