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ether.fi Cash Card vs Tuyo Card

ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #17 of 26 cards). Pick ether.fi Cash Card for cashback and a lower FX fee; pick Tuyo Card for more countries.

ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review
Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #17 of 26 cards).
  • ether.fi Cash Card pays 3% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 4% on ether.fi Cash Card.
  • Tuyo Card has no annual fee; ether.fi Cash Card does not publish its annual fee.
  • ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.
  • ether.fi Cash Card lists 91 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Tuyo Card
G2M score
80 (better)
61
Base cashback
3%
Not published
Max cashback
4%
Not published
Paid in
ETHFI
Not published
Annual fee
Not published
Free
FX fee
0.5% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Credit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
Yes
No
EU / EEA
Yes
Yes
Countries
91
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
27 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Tuyo Card
Perks
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Tuyo Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 61/100 (#2 and #17 of 26 cards). Pick ether.fi Cash Card for cashback and a lower FX fee; pick Tuyo Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Tuyo Card?

Tuyo Card has no annual fee; ether.fi Cash Card does not publish its annual fee. ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.

Which pays more cashback, ether.fi Cash Card or Tuyo Card?

ether.fi Cash Card pays 3% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 4% on ether.fi Cash Card.

Which works in more countries, ether.fi Cash Card or Tuyo Card?

ether.fi Cash Card lists 91 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom.

Who holds my funds with ether.fi Cash Card and Tuyo Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.