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Tuyo Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 61/100 (#4 and #17 of 26 cards). Pick Tuyo Card for more countries; pick Wirex One Card for cashback and a lower FX fee.

Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 61/100 (#4 and #17 of 26 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Wirex One Card lists 73 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only Tuyo Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Tuyo Card
Wirex One Card
G2M score
61
74 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
8%
Paid in
Not published
USD
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Premium tier and above
Network
Visa
Visa
Card type
Spend
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
Worldwide except 34 restricted countries and territories, incl. the UK and India
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Tuyo Card
Base · Premium · Elite · Private · Bespoke
Perks
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Tuyo Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 61/100 (#4 and #17 of 26 cards). Pick Tuyo Card for more countries; pick Wirex One Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Tuyo Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Tuyo Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, Tuyo Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only Tuyo Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom.

Who holds my funds with Tuyo Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.