Back
[ head to head ]

Plasma One vs Tuyo Card

Plasma One and Tuyo Card have the same G2M score: 61/100. Pick Plasma One for cashback; pick Tuyo Card for more countries.

Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review
Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Plasma One and Tuyo Card have the same G2M score: 61/100.
  • Plasma One pays 2% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 4% on Plasma One.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Tuyo Card is confirmed in more countries: 216 against 1, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Plasma One
Tuyo Card
G2M score
61
61
Base cashback
2%
Not published
Max cashback
4%
Not published
Paid in
XPL, weekly
Not published
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0.15%
0% (better)
Per-purchase fee
None listed
None listed
ATM
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Spend
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
Yes
Countries
Growing list of countries, full list not published; the US in 31 states
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
19 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Lite · Core · Platinum
Tuyo Card
Perks
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Plasma One or Tuyo Card?

Plasma One and Tuyo Card have the same G2M score: 61/100. Pick Plasma One for cashback; pick Tuyo Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Plasma One or Tuyo Card?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Plasma One or Tuyo Card?

Plasma One pays 2% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 4% on Plasma One.

Which works in more countries, Plasma One or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 1, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in EU / EEA and UAE.

Who holds my funds with Plasma One and Tuyo Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Plasma One vs Tuyo Card: fees, cashback and countries compared · G2M