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Nexo Card vs Tuyo Card

Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #17 of 26 cards). Pick Nexo Card for cashback; pick Tuyo Card for more countries and control of your funds.

Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get NexoRead the review
Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #17 of 26 cards).
  • Nexo Card pays 0.5% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Tuyo Card is confirmed in more countries: 216 against 34, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom, and only Tuyo Card is confirmed in United States and UAE.
  • Nexo Card is custodial; Tuyo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Nexo Card
Tuyo Card
G2M score
63 (better)
61
Base cashback
0.5%
Not published
Max cashback
2%
Not published
Paid in
NEXO or BTC
Not published
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Mastercard
Visa
Card type
Varies by region
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
Yes
United Kingdom
Yes
No
EU / EEA
Yes
Yes
Countries
34
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Base · Silver · Gold · Platinum
Tuyo Card
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or Tuyo Card?

Nexo Card scores higher on the G2M score: 63/100 against 61/100 (#13 and #17 of 26 cards). Pick Nexo Card for cashback; pick Tuyo Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or Tuyo Card?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Nexo Card or Tuyo Card?

Nexo Card pays 0.5% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.

Which works in more countries, Nexo Card or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 34, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom, and only Tuyo Card is confirmed in United States and UAE.

Who holds my funds with Nexo Card and Tuyo Card?

Nexo Card is custodial; Tuyo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.