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Nexo Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 63/100 (#4 and #13 of 26 cards). Wirex One Card also comes out ahead on a lower FX fee, more countries and control of your funds.

Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get NexoRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 63/100 (#4 and #13 of 26 cards).
  • Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Nexo Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Wirex One Card lists 73 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only Wirex One Card is confirmed in UAE.
  • Nexo Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Nexo Card
Wirex One Card
G2M score
63
74 (better)
Base cashback
0.5%
0.5%
Max cashback
2%
8% (better)
Paid in
NEXO or BTC
USD
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Premium tier and above
Network
Mastercard
Visa
Card type
Varies by region
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
34
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Base · Silver · Gold · Platinum
Base · Premium · Elite · Private · Bespoke
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 63/100 (#4 and #13 of 26 cards). Wirex One Card also comes out ahead on a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Nexo Card or Wirex One Card?

Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Nexo Card and 8% on Wirex One Card.

Which works in more countries, Nexo Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only Wirex One Card is confirmed in UAE.

Who holds my funds with Nexo Card and Wirex One Card?

Nexo Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.