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Bitcoin cards: spend BTC with a crypto card

6 of the 36 cards on G2M, ranked by the G2M score. Top ranked: KAST Card (66/100), XPlace Card (57/100) and RedotPay Card (54/100).

These cards accept Bitcoin: some sell it for you when you pay or top up, others let you borrow against it and keep it.

Paying with Bitcoin usually counts as selling it, which can matter for tax where you live. Borrowing against it avoids the sale but brings interest and liquidation risk.

  1. Cashback
    1.5% to 3%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial or non-custodial
  2. Cashback
    0.5% to 2%
    Annual fee
    Free
    FX fee
    Not published
    Custody
    Non-custodial
  3. Cashback
    Not published
    Annual fee
    Free
    FX fee
    1.2%
    Custody
    Custodial
  4. Cashback
    1% to 2%
    Annual fee
    Free
    FX fee
    1.4%
    Custody
    Non-custodial
  5. Cashback
    0% to 1.3%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
  6. Cashback
    0.2% to 12%
    Annual fee
    Not published
    FX fee
    Not published
    Custody
    Non-custodial

Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 4 Nov 2026; each review lists its sources.

What to check before you pick

  • Check whether the card sells your BTC at each purchase or lends against it.
  • Check the conversion fee or spread on turning BTC into card balance.
  • Check which Bitcoin network or wrapped version the card accepts.
  • The rewards calculator works out what each card keeps you a year at your own spending, after every fee.

Questions

What are the best bitcoin cards: spend BTC with a crypto card?

On the G2M score, the top-ranked bitcoin cards: spend BTC with a crypto card are KAST Card (66/100), XPlace Card (57/100) and RedotPay Card (54/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.

How many bitcoin cards: spend BTC with a crypto card are there?

6 of the 36 crypto cards on G2M.

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