Crypto cards that pay yield on your balance
26 of the 36 cards on G2M, ranked by the G2M score. Top ranked: ether.fi Cash Card (90/100), Ethena Pay (83/100) and Solid Card (82/100).
Some crypto card apps pay a yield on your unspent balance, often on stablecoins, so money waiting to be spent earns something.
Yield is not a bank deposit rate: it usually comes from lending or on-chain strategies, it changes over time, and it is not protected by deposit insurance.
- Cashback
- 3% to 4%
- Annual fee
- Free
- FX fee
- 0.5%
- Custody
- Non-custodial
- Cashback
- 0.5% to 8%
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Non-custodial
- Cashback
- 2% to 3%
- Annual fee
- Free
- FX fee
- 1.7%
- Custody
- Custodial
- Cashback
- 1.5% to 3%
- Annual fee
- Free
- FX fee
- 2%
- Custody
- Custodial or non-custodial
- Cashback
- 0.5% to 2%
- Annual fee
- Free
- FX fee
- Not published
- Custody
- Non-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1.2%
- Custody
- Custodial
- Cashback
- Up to 6%
- Annual fee
- Free
- FX fee
- 3%
- Custody
- Custodial
- Cashback
- Not published
- Annual fee
- $20
- FX fee
- 1.5%
- Custody
- Non-custodial
- Cashback
- 0.2% to 12%
- Annual fee
- Not published
- FX fee
- Not published
- Custody
- Non-custodial
Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 4 Nov 2026; each review lists its sources.
What to check before you pick
- Check where the yield comes from and whether the rate is fixed or changes.
- Check whether you can spend or withdraw the balance at any time.
- Some cards pay the higher rates only on higher tiers or up to a cap.
- The rewards calculator works out what each card keeps you a year at your own spending, after every fee.
Questions
What are the best crypto cards that pay yield on your balance?
On the G2M score, the top-ranked crypto cards that pay yield on your balance are ether.fi Cash Card (90/100), Ethena Pay (83/100) and Solid Card (82/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.
How many crypto cards that pay yield on your balance are there?
26 of the 36 crypto cards on G2M.
More guides
- Crypto cards with no FX fee
- Crypto cards with no annual fee
- Non-custodial crypto cards
- Crypto cards with a bank account (IBAN)
- Metal crypto cards
- Crypto cards with airport lounge access
- No-KYC crypto cards (no ID check)
- Crypto card sign-up bonuses
- Crypto cards with Apple Pay
- Crypto cards with Google Pay
- Crypto credit cards (spend without selling)
- USDT cards: spend Tether with a crypto card
- USDC cards: spend USDC with a crypto card
- Crypto Visa cards
- Crypto Mastercard cards
- Virtual crypto cards
- Crypto cards with 2% or more cashback
- Bitcoin cards: spend BTC with a crypto card
- Crypto cards with no FX fee in euros
- Crypto card fees explained
- Best crypto cards by country