DogPay Card
A stablecoin card from the DogPay app, with a personal USD bank account. Free to start, but DogPay does not publish its purchase or FX fees on its website.
Key facts
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- Not published
- Top-up fee
- 1%
- Per-purchase fee
- None listed
- ATM
- Physical card at supported ATMs; fee not published
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: No cashback published.
FX: Not published: DogPay says to check card fees in the app.
G2M score worldwide
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEANot confirmed
Depends on your region and identity checks; no country list published.
Countries
DogPay Card has not confirmed any country yet.
DogPay Card has not published a full country list, so the other 250 countries are not confirmed either way. Check with the issuer before you apply.
Banking features
- Bank account (IBAN or account number)
- In your name
- Send money to a bank account
- 1 currency
- Buy and sell crypto with fiat
- Sell only
- Spend against crypto without selling
- Not confirmed
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- Not published
Tiers and plans
When a paid tier pays for itself against Basic (free), with its yearly fee and monthly cashback cap counted.
- Premium ($59/yr) never beats Basic (free) (checked up to $100,000 a month).
- Platinum ($119/yr) never beats Basic (free) (checked up to $100,000 a month).
- Ultra ($359/yr) never beats Basic (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Basic | Free | Not published | — | Not published | Free to join | Card top-up fee 1% · $10 per virtual card · Up to 2 cards · Bank account opening $100 |
| Premium | $58.80$4.90 a month | Not published | — | Not published | — | Card top-up fee 0.8% · First virtual card free, then $10 · Up to 5 cards · Bank account opening $80 · Priority access and event perks |
| Platinum | $118.80$9.90 a month | Not published | — | Not published | — | Card top-up fee 0.5% · Two virtual cards free, then $10 · Up to 10 cards · Bank account opening $50 · Holiday card designs · VIP concierge |
| Ultra | $358.80$29.90 a month | Not published | — | Not published | — | Card top-up fee 0.3% · Three virtual cards free, then $10 · Up to 20 cards · Free bank account opening · Custom card design · 24/7 premium support |
Real swipe receipt
What one purchase really costs on DogPay Card, with every fee and the cashback.
What's good
- Personal USD bank account
- Virtual and physical cards
- No monthly fee on the Basic plan
Watch out for
- Purchase and FX fees not published on the website
- No cashback
- 1% top-up fee on the free plan
More details
- Other fees
- Purchase fees are shown in the app, not on the website · Virtual card $10 each; paid plans include 1 to 3 free · Card top-up 1% (0.8%, 0.5% or 0.3% on paid plans) · Bank account opening $100 (Basic), $80 (Premium), $50 (Platinum), free (Ultra) · Bank deposit $35, withdrawal $15 (the website lists $35 for withdrawals) · Swap fee 1% (lower on paid plans)
- Perks
- Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn)
- Spend from
- USDT
Sources · last checked 28 Oct 2026
- DogPay personal pricing · 28 Oct 2026
- DogPay Cards · 28 Oct 2026
- DogPay iBank personal USD account · 28 Oct 2026
- DogPay card program terms · 28 Oct 2026
- DogPay app: Member Center plan benefits and Supported Apps (screens from Akash) · 28 Oct 2026
Terms change often. Confirm fees and availability on the official DogPay site before you apply. Spotted something out of date? Tell us.
