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Bybit Card vs DogPay Card

Bybit Card scores higher on the G2M score: 48/100 against 33/100 (#23 and #28 of 28 cards). Bybit Card also comes out ahead on more countries.

Bybit Card48

#23 of 28 · Up to 10% back · annual fee none

Get BybitRead the review
DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review

The short answer

  • Bybit Card scores higher on the G2M score: 48/100 against 33/100 (#23 and #28 of 28 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.
  • Neither card has an annual fee.
  • Bybit Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.
  • Bybit Card lists 37 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
DogPay Card
G2M score
48 (better)
33
Base cashback
Not published
Not published
Max cashback
10%
Not published
Paid in
Points, redeemable for USDT or crypto
Not published
Annual fee
Free
Free
FX fee
2%
Not published
Top-up fee
0% (better)
1%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Physical card at supported ATMs; fee not published
Network
Mastercard
Visa / Mastercard
Card type
Varies by region
Prepaid
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
Unclear
United Kingdom
No
Unclear
EU / EEA
Yes
Unclear
Countries
33
Depends on your region and identity checks; no country list published
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Basic · Premium · Platinum · Ultra
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or DogPay Card?

Bybit Card scores higher on the G2M score: 48/100 against 33/100 (#23 and #28 of 28 cards). Bybit Card also comes out ahead on more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or DogPay Card?

Neither card has an annual fee. Bybit Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, Bybit Card or DogPay Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or DogPay Card?

Bybit Card lists 37 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.

Who holds my funds with Bybit Card and DogPay Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.