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DogPay Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 33/100 (#4 and #28 of 28 cards). Wirex One Card also comes out ahead on cashback, more countries and control of your funds.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
Wirex One Card74

#4 of 28 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 33/100 (#4 and #28 of 28 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.
  • Wirex One Card lists 73 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • DogPay Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
Wirex One Card
G2M score
33
74 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
8%
Paid in
Not published
USD
Annual fee
Free
Free
FX fee
Not published
0%
Top-up fee
1%
0.08% (better)
Per-purchase fee
None listed
None listed
ATM
Physical card at supported ATMs; fee not published
Premium tier and above
Network
Visa / Mastercard
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Depends on your region and identity checks; no country list published
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Basic · Premium · Platinum · Ultra
Base · Premium · Elite · Private · Bespoke
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 33/100 (#4 and #28 of 28 cards). Wirex One Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, DogPay Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with DogPay Card and Wirex One Card?

DogPay Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.