[ head to head ]

Bybit Card vs ether.fi Cash Card

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get Bybit Read the review

ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fi Read the review

The short answer

ether.fi Cash Card scores higher on the G2M score: 80/100 against 48/100 (#2 and #22 of 26 cards).
ether.fi Cash Card pays 3% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 4% on ether.fi Cash Card.
Bybit Card has no annual fee; ether.fi Cash Card does not publish its annual fee.
ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.
ether.fi Cash Card is confirmed in more countries: 91 against 37. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States, United Kingdom and UAE.
Bybit Card is custodial; ether.fi Cash Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Bybit Card

ether.fi Cash Card

G2M score

Base cashback

Not published

Max cashback

10%

Paid in

Points, redeemable for USDT or crypto

ETHFI

Annual fee

Free

Not published

FX fee

0.5%

Top-up fee

Per-purchase fee

0.9%

None listed

ATM

Around $100 or €100 a month depending on region

Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day

Network

Mastercard

Visa

Card type

Varies by region

Credit

Custody

Custodial

Self-custodial

Formats

virtual, physical

Apple / Google Pay

? / ?

Yes / Yes

India

UAE

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

Bank account (IBAN or account number)

Shared, with a reference code

In your name

Send money to a bank account

1 currency

27 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP

Core · Luxe · Pinnacle · VIP

Perks

Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT

Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or ether.fi Cash Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 48/100 (#2 and #22 of 26 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or ether.fi Cash Card?

Bybit Card has no annual fee; ether.fi Cash Card does not publish its annual fee. ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 2%.

Which pays more cashback, Bybit Card or ether.fi Cash Card?

ether.fi Cash Card pays 3% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 4% on ether.fi Cash Card.

Which works in more countries, Bybit Card or ether.fi Cash Card?

ether.fi Cash Card is confirmed in more countries: 91 against 37. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States, United Kingdom and UAE.

Who holds my funds with Bybit Card and ether.fi Cash Card?

Bybit Card is custodial; ether.fi Cash Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.