#3 of 27MastercardVaries by regionCustodial

Bybit Card

Exchange-linked Mastercard with no annual fee. Cashback climbs with your Bybit VIP level, up to 10% for Supreme VIPs.

Key facts

Cashback
Up to 10% in Points, redeemable for USDT or crypto
Annual fee
Free
FX fee
2%
Top-up fee
Not published
Per-purchase fee
None listed
ATM
Around $100 or €100 a month depending on region
Card types
virtual, physical
Mobile wallets
Not published

Cashback: 2% for VIP 1 to 2, 4% for VIP 3, 10% for Supreme VIP. The non-VIP rate is not published.

FX: 0.5% in the EEA, 1% to 2% in most regions, 7% in Argentina.

G2M score

66/100
Rewards32/40
Fees20/30
Coverage9/20
Control5/10
How the score works

Where it works

  • IndiaNot confirmed
  • UAENot confirmed
  • United StatesNot available
  • United KingdomNot confirmed
  • EU / EEAAvailable

EEA, Asia-Pacific, Australia, Latin America, Kazakhstan and Georgia. Includes Argentina, Australia, Brazil, Georgia, Mexico, Peru.

Tiers and plans

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
VIP 1 to 2Free2%—2%Bybit VIP 1 or 2—
VIP 3 (Alpha)Free4%—2%Bybit VIP 3—
Supreme VIPFree10%—2%Bybit Supreme VIP100% rebates on Netflix, Spotify and ChatGPT

What's good

  • No annual fee
  • Very high cashback for active traders

Watch out for

  • Top rates are tied to trading VIP status
  • FX fee is high outside the EEA

More details

Other fees
Crypto conversion fee 0.9% outside the EEA
Perks
Subscription rebates for VIPs
Issuer
Varies by region (e.g. Harmoniie SAS in the EEA)

Sources · last checked 22 Oct 2026

Terms change often. Confirm fees and availability on the official Bybit site before you apply. Spotted something out of date? Tell us.

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