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Bybit Card vs OrbitX Card

Bybit Card scores higher on the G2M score: 48/100 against 43/100 (#28 and #32 of 37 cards). Pick Bybit Card for a lower annual fee and more countries; pick OrbitX Card for control of your funds.

Bybit Card48

#28 of 37 · Up to 10% back · annual fee none

Get BybitRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • Bybit Card scores higher on the G2M score: 48/100 against 43/100 (#28 and #32 of 37 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.
  • Bybit Card has no annual fee; OrbitX Card costs $12 a year.
  • Both charge a 2% FX fee on foreign currency.
  • Bybit Card lists 37 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.
  • Bybit Card is custodial; OrbitX Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
OrbitX Card
G2M score
48 (better)
43
Base cashback
Not published
Not published
Max cashback
10%
Not published
Paid in
Points, redeemable for USDT or crypto
Not published
Annual fee
Free (better)
$12
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
0.9%
$0.20
ATM
Around $100 or €100 a month depending on region
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Mastercard
Visa
Card type
Varies by region
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
Unclear
United Kingdom
No
Unclear
EU / EEA
Yes
Unclear
Countries
33
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Neo · Lux
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or OrbitX Card?

Bybit Card scores higher on the G2M score: 48/100 against 43/100 (#28 and #32 of 37 cards). Pick Bybit Card for a lower annual fee and more countries; pick OrbitX Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or OrbitX Card?

Bybit Card has no annual fee; OrbitX Card costs $12 a year. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Bybit Card or OrbitX Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or OrbitX Card?

Bybit Card lists 37 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.

Who holds my funds with Bybit Card and OrbitX Card?

Bybit Card is custodial; OrbitX Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.