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OrbitX Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #32 of 37 cards). Wirex One Card also comes out ahead on cashback, a lower annual fee, a lower FX fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
Wirex One Card74

#5 of 37 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #32 of 37 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.
  • Wirex One Card has no annual fee; OrbitX Card costs $12 a year.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Wirex One Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Wirex One Card
G2M score
43
74 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
8%
Paid in
Not published
USD
Annual fee
$12
Free (better)
FX fee
2%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
$0.20
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Premium tier and above
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
9 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Base · Premium · Elite · Private · Bespoke
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #32 of 37 cards). Wirex One Card also comes out ahead on cashback, a lower annual fee, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Wirex One Card?

Wirex One Card has no annual fee; OrbitX Card costs $12 a year. Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, OrbitX Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, OrbitX Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with OrbitX Card and Wirex One Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.