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Crypto credit cards (spend without selling)

12 of the 36 cards on G2M, ranked by the G2M score. Top ranked: ether.fi Cash Card (90/100), Solid Card (82/100) and Wirex One Card (74/100).

Most crypto cards are debit or prepaid: you spend money you already hold, and paying with crypto counts as selling it. The cards here offer credit instead, usually a loan backed by the crypto you deposit, so you can spend while keeping your coins.

Borrowing against crypto has a cost and a risk: interest on what you borrow, and if the price of your collateral falls far enough, part of it can be sold (liquidated) to repay the loan.

  1. Cashback
    3% to 4%
    Annual fee
    Free
    FX fee
    0.5%
    Custody
    Non-custodial
    Get ether.fiRead the review
  2. Cashback
    3% to 5%
    Annual fee
    Free
    FX fee
    1.5%
    Custody
    Non-custodial
    Get SolidRead the review
  3. Cashback
    0.5% to 8%
    Annual fee
    Free
    FX fee
    0%
    Custody
    Non-custodial
    Get WirexRead the review
  4. Cashback
    1%
    Annual fee
    Free
    FX fee
    1.5%
    Custody
    Non-custodial
    Get ExactlyRead the review
  5. Cashback
    1.5% to 3%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial or non-custodial
    Get KASTRead the review
  6. Cashback
    Not published
    Annual fee
    Free
    FX fee
    0%
    Custody
    Non-custodial
    Get AviciRead the review
  7. Cashback
    0.5% to 2%
    Annual fee
    Free
    FX fee
    2%
    Custody
    Custodial
    Get NexoRead the review
  8. Cashback
    2% to 4%
    Annual fee
    $49.99
    FX fee
    0%
    Custody
    Custodial
    Get CoinbaseRead the review
  9. Cashback
    0.5% to 2%
    Annual fee
    Free
    FX fee
    Not published
    Custody
    Non-custodial
    Get XPlaceRead the review
  10. Cashback
    Not published
    Annual fee
    Free
    FX fee
    1.2%
    Custody
    Custodial
    Get RedotPayRead the review
  11. Cashback
    Not published
    Annual fee
    $20
    FX fee
    1.5%
    Custody
    Non-custodial
    Get SolayerRead the review
  12. Cashback
    0.2% to 12%
    Annual fee
    Not published
    FX fee
    Not published
    Custody
    Non-custodial
    Get HyperbeatRead the review

Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 4 Nov 2026; each review lists its sources.

What to check before you pick

  • Check the interest rate on what you borrow and when it has to be repaid.
  • Check how much you can borrow against each coin (the loan-to-value) and when liquidation starts.
  • A card can call itself a credit card and still need you to deposit funds first.
  • The rewards calculator works out what each card keeps you a year at your own spending, after every fee.

Questions

What are the best crypto credit cards (spend without selling)?

On the G2M score, the top-ranked crypto credit cards (spend without selling) are ether.fi Cash Card (90/100), Solid Card (82/100) and Wirex One Card (74/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.

How many crypto credit cards (spend without selling) are there?

12 of the 36 crypto cards on G2M.

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