#7 of 26VisaSpendSelf-custodial
Tria Card
Self-custodial Visa from Tria that spends from 1,000+ tokens, with cashback from 1.5% to 6% depending on your membership.
Key facts
- Cashback
- 1.5% to 6%
- Annual fee
- $20
- FX fee
- 0%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
- Card types
- virtual, physical, metal
- Mobile wallets
- Apple Pay + Google Pay
Cashback: Lite: 1.5% on the first $1,000 a month, then 0.5%. Pro: 4.5% on the first $1,000, then 1%. Max: 6% on the first $2,000, then 1%.
FX: Tria's help center lists zero FX fees on every tier, but also says fees vary by region and card type.
G2M score worldwide
Rewards12/40
Fees26/30
Coverage13/20
Control10/10
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEANot confirmed
Card support in 150+ countries per Tria; full list not published.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Lite | $20 | 1.5% up to $1,000/mo, 0.5% above $1,000 | — | 0% | — | Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights) |
| Pro | $109 | 4.5% up to $1,000/mo, 1% above $1,000 | — | 0% | $109 a year | Plastic Visa Signature card · 4.5% with no cap on Tria Travel (hotels, rentals; not flights) · Lounge access · Visa Luxury Hotels and Visa concierge · ATM up to $750 a day |
| Max | $250 | 6% up to $2,000/mo, 1% above $2,000 | — | 0% | $250 a year | Metal Visa Signature card · 6% with no cap on Tria Travel (hotels, rentals; not flights) · Lounge access · Visa Luxury Hotels and Visa concierge · ATM up to $750 a day |
What's good
- No FX or deposit fees on any tier
- 1.5% on the entry tier, up to 6% on Max
- Lounge access on Pro and Max
Watch out for
- Every tier has a yearly fee: $20 Lite, $109 Pro, $250 Max
- Higher rates stop after $1,000 to $2,000 a month (0.5% after that on Lite)
- Country list not published
More details
- Perks
- Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max
Sources · last checked 22 Oct 2026
- Tria Help Center: What are Tria Cards? · 22 Oct 2026
- Tria app: Lite, Pro and Max membership screens · 22 Oct 2026
- Tria Docs: Card Terms International (Nigeria Users section) (country list compiled by Card Map) · 3 Oct 2026
Terms change often. Confirm fees and availability on the official Tria site before you apply. Spotted something out of date? Tell us.