G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Krak Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 60/100 (#7 and #18 of 26 cards). Pick Krak Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee, more countries and control of your funds.

Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review
Tria Card69

#7 of 26 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 60/100 (#7 and #18 of 26 cards).
  • Tria Card pays 1.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 6% on Tria Card.
  • Krak Card has no annual fee; Tria Card costs $20 a year.
  • Tria Card charges less on foreign currency: a 0% FX fee against 1%.
  • Tria Card is confirmed in more countries: 229 against 32. Of the markets we check for every card, only Tria Card is confirmed in UAE.
  • Krak Card is custodial; Tria Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
Tria Card
G2M score
60
69 (better)
Base cashback
Not published
1.5%
Max cashback
2%
6% (better)
Paid in
Not published
Not published
Annual fee
Free (better)
$20
FX fee
1%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa / Mastercard
Visa
Card type
Debit
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
32
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Krak Card
Lite · Pro · Max
Perks
—
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 60/100 (#7 and #18 of 26 cards). Pick Krak Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or Tria Card?

Krak Card has no annual fee; Tria Card costs $20 a year. Tria Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Krak Card or Tria Card?

Tria Card pays 1.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 6% on Tria Card.

Which works in more countries, Krak Card or Tria Card?

Tria Card is confirmed in more countries: 229 against 32. Of the markets we check for every card, only Tria Card is confirmed in UAE.

Who holds my funds with Krak Card and Tria Card?

Krak Card is custodial; Tria Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.