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Tria Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 69/100 (#4 and #7 of 26 cards). Pick Tria Card for cashback and more countries; pick Wirex One Card for a lower annual fee.

Tria Card69

#7 of 26 · 1.5% to 6% back · annual fee $20

Get TriaRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 69/100 (#4 and #7 of 26 cards).
  • Tria Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 6% on Tria Card and 8% on Wirex One Card.
  • Wirex One Card has no annual fee; Tria Card costs $20 a year.
  • Neither card charges an FX fee.
  • Tria Card is confirmed in more countries: 229 against 73. Of the markets we check for every card, only Tria Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Tria Card
Wirex One Card
G2M score
69
74 (better)
Base cashback
1.5% (better)
0.5%
Max cashback
6%
8% (better)
Paid in
Not published
USD
Annual fee
$20
Free (better)
FX fee
0%
0%
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Premium tier and above
Network
Visa
Visa
Card type
Spend
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical, metal
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
229
73
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
No
3 currencies
Buy and sell crypto with fiat
No
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Lite · Pro · Max
Base · Premium · Elite · Private · Bespoke
Perks
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Tria Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 69/100 (#4 and #7 of 26 cards). Pick Tria Card for cashback and more countries; pick Wirex One Card for a lower annual fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Tria Card or Wirex One Card?

Wirex One Card has no annual fee; Tria Card costs $20 a year. Neither card charges an FX fee.

Which pays more cashback, Tria Card or Wirex One Card?

Tria Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 6% on Tria Card and 8% on Wirex One Card.

Which works in more countries, Tria Card or Wirex One Card?

Tria Card is confirmed in more countries: 229 against 73. Of the markets we check for every card, only Tria Card is confirmed in United States.

Who holds my funds with Tria Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.