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ether.fi Cash Card vs Tria Card

ether.fi Cash Card scores higher on the G2M score: 80/100 against 69/100 (#2 and #7 of 26 cards). Pick ether.fi Cash Card for cashback; pick Tria Card for a lower FX fee and more countries.

ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review
Tria Card69

#7 of 26 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 69/100 (#2 and #7 of 26 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 1.5%. Higher tiers go up to 4% on ether.fi Cash Card and 6% on Tria Card.
  • Tria Card costs $20 a year; ether.fi Cash Card does not publish its annual fee.
  • Tria Card charges less on foreign currency: a 0% FX fee against 0.5%.
  • Tria Card is confirmed in more countries: 229 against 91.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Tria Card
G2M score
80 (better)
69
Base cashback
3% (better)
1.5%
Max cashback
4%
6% (better)
Paid in
ETHFI
Not published
Annual fee
Not published
$20
FX fee
0.5%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Credit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
91
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
27 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Lite · Pro · Max
Perks
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Tria Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 69/100 (#2 and #7 of 26 cards). Pick ether.fi Cash Card for cashback; pick Tria Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Tria Card?

Tria Card costs $20 a year; ether.fi Cash Card does not publish its annual fee. Tria Card charges less on foreign currency: a 0% FX fee against 0.5%.

Which pays more cashback, ether.fi Cash Card or Tria Card?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 1.5%. Higher tiers go up to 4% on ether.fi Cash Card and 6% on Tria Card.

Which works in more countries, ether.fi Cash Card or Tria Card?

Tria Card is confirmed in more countries: 229 against 91.

Who holds my funds with ether.fi Cash Card and Tria Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.