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Krak Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 60/100 (#4 and #18 of 26 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.

Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 60/100 (#4 and #18 of 26 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.
  • Wirex One Card is confirmed in more countries: 73 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States, and only Wirex One Card is confirmed in UAE.
  • Krak Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
Wirex One Card
G2M score
60
74 (better)
Base cashback
Not published
0.5%
Max cashback
2%
8% (better)
Paid in
Not published
USD
Annual fee
Free
Free
FX fee
1%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published
Premium tier and above
Network
Visa / Mastercard
Visa
Card type
Debit
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
32
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Krak Card
Base · Premium · Elite · Private · Bespoke
Perks
—
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 60/100 (#4 and #18 of 26 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Krak Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card and 8% on Wirex One Card.

Which works in more countries, Krak Card or Wirex One Card?

Wirex One Card is confirmed in more countries: 73 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States, and only Wirex One Card is confirmed in UAE.

Who holds my funds with Krak Card and Wirex One Card?

Krak Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.