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Solid Card vs Tria Card

Solid Card scores higher on the G2M score: 82/100 against 69/100 (#3 and #8 of 31 cards). Pick Solid Card for cashback and a lower annual fee; pick Tria Card for a lower FX fee and more countries.

Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review
Tria Card69

#8 of 31 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 69/100 (#3 and #8 of 31 cards).
  • Solid Card pays more cashback on its entry tier: 3% against 1.5%. Higher tiers go up to 5% on Solid Card and 6% on Tria Card.
  • Solid Card has no annual fee; Tria Card costs $20 a year.
  • Tria Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Tria Card is confirmed in more countries: 229 against 104.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Solid Card
Tria Card
G2M score
82 (better)
69
Base cashback
3% (better)
1.5%
Max cashback
5%
6% (better)
Paid in
USDC
Not published
Annual fee
Free (better)
$20
FX fee
1.5%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Debit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
104
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
Not confirmed
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Core · Prime · Ultra
Lite · Pro · Max
Perks
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solid Card or Tria Card?

Solid Card scores higher on the G2M score: 82/100 against 69/100 (#3 and #8 of 31 cards). Pick Solid Card for cashback and a lower annual fee; pick Tria Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solid Card or Tria Card?

Solid Card has no annual fee; Tria Card costs $20 a year. Tria Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Solid Card or Tria Card?

Solid Card pays more cashback on its entry tier: 3% against 1.5%. Higher tiers go up to 5% on Solid Card and 6% on Tria Card.

Which works in more countries, Solid Card or Tria Card?

Tria Card is confirmed in more countries: 229 against 104.

Who holds my funds with Solid Card and Tria Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.