#32 of 33Visa / MastercardPrepaidCustodialNo ID check: Virtual card

SolCard

A prepaid crypto card topped up from 13 networks: a Virtual card with no ID check (5% to load plus $10 per card) or a Platinum card with ID check and no load fee. Cashback only for large SOLC stakers.

Get the SolCard card Compare

Key facts

Cashback: 0% to 1.3% in USDT or USDC
Annual fee: Free
FX fee: 2%
Top-up fee: 5%
Per-purchase fee: None listed
ATM: Not published
Card types: virtual, physical
Mobile wallets: Apple Pay + Google Pay

Cashback: No cashback on the card itself. Staking SOLC (no lock): 250,000 SOLC (Signature) gives 1% on crypto deposits you then spend, up to $125 a month; 1,000,000 SOLC (Private) gives 1.25% on crypto deposits and 1% on stablecoin deposits you spend, up to $500 a month. Stablecoin deposits earn nothing at Signature. Credited as you spend, claimable after 7 days ($10 minimum), paid in USDT or USDC to your Solana wallet; lost if your stake drops below the tier first. Rewards expire 90 days after they are credited.

FX: 1-2% on the Virtual card and 0-1.5% on Platinum when spending in other currencies (SolCard publishes ranges). The card balance is in US dollars, so US-dollar spending has no FX fee.

G2M score worldwide

35/100

Rewards0/25

Fees11/30

Coverage19/20

Ecosystem0/15

Control5/10

How the score works

Where it works

IndiaAvailable
UAEAvailable
United StatesAvailable
United KingdomAvailable
EU / EEAAvailable

Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online). Includes United States, United Kingdom, India, Germany.

Countries

245 available1 not available4 not confirmed

Check a country

Available in 245 countries

Europe 53

Åland Islands
Albania
Andorra
Austria
Belarus
Belgium
Bosnia & Herzegovina
Bulgaria
Croatia
Cyprus
Czechia
Denmark
Estonia
Faroe Islands
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hungary
Iceland
Ireland
Isle of Man
Italy
Jersey
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Moldova
Monaco
Montenegro
Netherlands
North Macedonia
Norway
Poland
Portugal
Romania
Russia
San Marino
Serbia
Slovakia
Slovenia
Spain
Svalbard & Jan Mayen
Sweden
Switzerland
Ukraine
United Kingdom
Vatican City

Middle East 13

Bahrain
Iraq
Israel
Jordan
Kuwait
Lebanon
Oman
Palestine
Qatar
Saudi Arabia
Türkiye
United Arab Emirates
Yemen

Asia 34

Afghanistan
Armenia
Azerbaijan
Bangladesh
Bhutan
British Indian Ocean Territory
Brunei
Cambodia
China
Georgia
India
Indonesia
Japan
Kazakhstan
Kyrgyzstan
Laos
Macao
Malaysia
Maldives
Mongolia
Myanmar
Nepal
Pakistan
Philippines
Singapore
South Korea
Sri Lanka
Taiwan
Tajikistan
Thailand
Timor-Leste
Turkmenistan
Uzbekistan
Vietnam

Africa 58

Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Cape Verde
Central African Republic
Chad
Comoros
Congo
Côte d'Ivoire
Djibouti
DR Congo
Egypt
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Gabon
Gambia
Ghana
Guinea
Guinea-Bissau
Kenya
Lesotho
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Mayotte
Morocco
Mozambique
Namibia
Niger
Nigeria
Réunion
Rwanda
São Tomé & Príncipe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
South Sudan
St. Helena
Sudan
Tanzania
Togo
Tunisia
Uganda
Western Sahara
Zambia
Zimbabwe

North America and the Caribbean 40

Anguilla
Antigua & Barbuda
Aruba
Bahamas
Barbados
Belize
Bermuda
British Virgin Islands
Canada
Caribbean Netherlands
Cayman Islands
Costa Rica
Curaçao
Dominica
Dominican Republic
El Salvador
Greenland
Grenada
Guadeloupe
Guatemala
Haiti
Honduras
Jamaica
Martinique
Mexico
Montserrat
Nicaragua
Panama
Puerto Rico
Sint Maarten
St. Barthélemy
St. Kitts & Nevis
St. Lucia
St. Martin
St. Pierre & Miquelon
St. Vincent & Grenadines
Trinidad & Tobago
Turks & Caicos Islands
U.S. Virgin Islands
United States

South America 14

Argentina
Bolivia
Brazil
Chile
Colombia
Ecuador
Falkland Islands
French Guiana
Guyana
Paraguay
Peru
Suriname
Uruguay
Venezuela

Oceania 29

American Samoa
Australia
Christmas Island
Cocos (Keeling) Islands
Cook Islands
Fiji
French Polynesia
Guam
Heard & McDonald Islands
Kiribati
Marshall Islands
Micronesia
Nauru
New Caledonia
New Zealand
Niue
Norfolk Island
Northern Mariana Islands
Palau
Papua New Guinea
Pitcairn Islands
Samoa
Solomon Islands
Tokelau
Tonga
Tuvalu
U.S. Outlying Islands
Vanuatu
Wallis & Futuna

Antarctica 4

Antarctica
Bouvet Island
French Southern Territories
South Georgia & South Sandwich Islands

Not available in 1 country

Hong Kong

SolCard has not published a full country list, so the other 4 countries are not confirmed either way. Check with the issuer before you apply.

Banking features

Bank account (IBAN or account number): Not confirmed
Send money to a bank account: Not confirmed
Buy and sell crypto with fiat: Not confirmed
Spend against crypto without selling: No
Yield on your balance: No
ID check for people living abroad: Not published
Citizens turned away: Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Virtual (free), with its yearly fee and monthly cashback cap counted.

Platinum (free) never beats Virtual (free) (checked up to $100,000 a month).
Signature (free) beats Virtual (free) at any spend, if you hold the SOLC it needs (below).
Private (free) beats Virtual (free) at any spend, if you hold the SOLC it needs (below).

[ staking check ]Ata month

Signature: hold 250,000 SOLC = $1,772 today (SOLC at $0.01). −25% token drop: −$443. Earning that back takes 45 months of the extra $10.00 a month this tier keeps you over Virtual.
Private: hold 1,000,000 SOLC = $7,089 today (SOLC at $0.01). −25% token drop: −$1,772. Earning that back takes 142 months of the extra $12.50 a month this tier keeps you over Virtual.

Prices from CoinGecko, updated hourly. A stake is your own money locked up, not a fee, but its value moves with the token.

Tier	Cost per year	Cashback	Monthly cap	FX fee	How to get it	Perks
Virtual	Free	0%	—	2%	Email sign-up, no ID check	Online only, no Apple Pay or Google Pay · 5% top-up fee plus $10 per new card · Up to $10,000 a month
Platinum	FreeNo annual fee; the card's issuance price is shown at checkout, not published	0%	—	1.5%	Identity verification (not available in the US)	Physical card with Apple Pay and Google Pay · No top-up fee · No monthly spending limit · Priority support
Signature	FreeNo fee; stake 250,000 SOLC, unstake anytime	1%	$125	2%	Stake 250,000 SOLC (no lock)	1% on crypto (not stablecoin) deposits you spend, up to $125 a month · 10 free cards a year · No fee to withdraw to crypto
Private	FreeNo fee; stake 1,000,000 SOLC, unstake anytime	1.3%	$500	2%	Stake 1,000,000 SOLC (no lock)	1.25% on crypto and 1% on stablecoin deposits you spend, up to $500 a month · Unlimited free cards (15 active) · Dedicated support

Real swipe receipt

What one purchase really costs on SolCard, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on SolCard, in your own currency, and post the receipt on X.Open the receipt

What's good

Virtual card with no ID check, works in the US
Platinum: no top-up fee and no spending limit
Top up with BTC, SOL, ETH, stablecoins and more

Watch out for

Virtual card: 5% top-up fee plus $10 per card, online only
Cashback only for large SOLC stakers (250,000+)
Platinum is not available in the US and its price is not published

More details

Other fees: Top-up fee 5% on the Virtual card, 0% on Platinum (charged on the amount you send) · $10 issuance fee for each new Virtual card; the Platinum card's price is not published · No monthly or annual fee · Virtual card spending limit $10,000 a month; Platinum no limit · Withdrawing the card balance back to crypto is free from 10,000 SOLC staked
Perks: No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback
Spend from: SOL, USDC, USDT, EURC, USDG, ETH, BTC, LTC, BNB, POL, AVAX, HYPE, JITO, SOLC