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Karta.io Card vs SolCard

Karta.io Card scores higher on the G2M score: 40/100 against 35/100 (#30 and #32 of 33 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick SolCard for cashback and more countries.

Karta.io Card40

#30 of 33 · Not published back · annual fee none

Get Karta.ioRead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • Karta.io Card scores higher on the G2M score: 40/100 against 35/100 (#30 and #32 of 33 cards).
  • SolCard pays 0% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 1.3% on SolCard.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 2%.
  • SolCard is confirmed in more countries: 245 against 0, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United States, United Kingdom, EU / EEA, India and UAE.
  • Karta.io Card is self-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Karta.io Card
SolCard
G2M score
40 (better)
35
Base cashback
Not published
0%
Max cashback
Not published
1.3%
Paid in
Not published
USDT or USDC
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0% (better)
5%
Per-purchase fee
1.5%
None listed
ATM
1 USDT + 2.5% per withdrawal
Not published
Network
Visa
Visa / Mastercard
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Yes
UAE
Unclear
Yes
United States
No
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Not published; depends on local rules and card partners
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
No
Not confirmed
Buy and sell crypto with fiat
Buy only
Not confirmed
Spend against crypto without selling
No
No
Yield on your balance
No
No
Tiers
Karta Personal
Virtual · Platinum · Signature · Private
Perks
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Karta.io Card or SolCard?

Karta.io Card scores higher on the G2M score: 40/100 against 35/100 (#30 and #32 of 33 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick SolCard for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Karta.io Card or SolCard?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Karta.io Card or SolCard?

SolCard pays 0% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 1.3% on SolCard.

Which works in more countries, Karta.io Card or SolCard?

SolCard is confirmed in more countries: 245 against 0, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United States, United Kingdom, EU / EEA, India and UAE.

Who holds my funds with Karta.io Card and SolCard?

Karta.io Card is self-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.