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Bleap Card vs Karta.io Card

Bleap Card scores higher on the G2M score: 75/100 against 40/100 (#3 and #26 of 26 cards). Bleap Card also comes out ahead on cashback, a lower FX fee and more countries.

Bleap Card75

#3 of 26 · 1% to 20% back · annual fee none

Get BleapRead the review
Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Bleap Card scores higher on the G2M score: 75/100 against 40/100 (#3 and #26 of 26 cards).
  • Bleap Card pays 1% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 20% on Bleap Card.
  • Neither card has an annual fee.
  • Bleap Card charges less on foreign currency: a 0% FX fee against 1%.
  • Bleap Card lists 31 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bleap Card
Karta.io Card
G2M score
75 (better)
40
Base cashback
1%
Not published
Max cashback
20%
Not published
Paid in
USDC
Not published
Annual fee
Free
Free
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
Free up to €400 a month, then 2%
1 USDT + 2.5% per withdrawal
Network
Mastercard
Visa
Card type
Debit
Prepaid
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
No
United Kingdom
No
Unclear
EU / EEA
Yes
Unclear
Countries
EEA, with some Latin American markets
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
No
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Standard
Karta Personal
Perks
Category cashback · Free ATM up to €400 a month
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bleap Card or Karta.io Card?

Bleap Card scores higher on the G2M score: 75/100 against 40/100 (#3 and #26 of 26 cards). Bleap Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bleap Card or Karta.io Card?

Neither card has an annual fee. Bleap Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Bleap Card or Karta.io Card?

Bleap Card pays 1% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 20% on Bleap Card.

Which works in more countries, Bleap Card or Karta.io Card?

Bleap Card lists 31 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA.

Who holds my funds with Bleap Card and Karta.io Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Bleap Card vs Karta.io Card: fees, cashback and countries compared · G2M