#26 of 26VisaPrepaidSelf-custodial
Karta.io Card
Visa Signature card run from a Telegram app, topped up with USDT or USDC on eight networks. Every card payment carries a 1.5% fee.
Key facts
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- Not published
- Top-up fee
- 0%
- Per-purchase fee
- 1.5%
- ATM
- 1.5% + 1 USDT per withdrawal
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: No cashback on your own spending. You earn cashback on the spending of friends you refer.
FX: Karta lists a flat 1.5% fee on card payments; a separate FX fee is not published.
G2M score worldwide
Rewards0/40
Fees15/30
Coverage13/20
Control10/10
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesNot confirmed
- United KingdomNot confirmed
- EU / EEANot confirmed
Not published; depends on local rules and card partners.
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Karta Personal | FreeOne-time: 5 USDT for the virtual card, from 100 USDT for a physical card | Not published | — | Not published | Free to join | — |
What's good
- Free crypto top-ups on eight networks
- Virtual card for a one-time 5 USDT
- Self-custody wallet
Watch out for
- 1.5% fee on every card payment
- No cashback on your own spending
- Country list not published
More details
- Other fees
- Virtual card: 5 USDT one-time · Physical card: from 100 USDT one-time · Bank payouts: SEPA 1.5% + €2, SWIFT 1.4% + $2
- Perks
- Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI
- Spend from
- USDT, USDC
Sources · last checked 22 Oct 2026
- Karta: fees and limits · 22 Oct 2026
Terms change often. Confirm fees and availability on the official Karta.io site before you apply. Spotted something out of date? Tell us.