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Karta.io Card vs Laso Finance Card

Karta.io Card scores higher on the G2M score: 40/100 against 26/100 (#30 and #33 of 33 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick Laso Finance Card for cashback and more countries.

Karta.io Card40

#30 of 33 · Not published back · annual fee none

Get Karta.ioRead the review
Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review

The short answer

  • Karta.io Card scores higher on the G2M score: 40/100 against 26/100 (#30 and #33 of 33 cards).
  • Laso Finance Card pays 0% cashback on its entry tier; Karta.io Card does not publish a rate.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 2%.
  • Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.
  • Karta.io Card is self-custodial; Laso Finance Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Karta.io Card
Laso Finance Card
G2M score
40 (better)
26
Base cashback
Not published
0%
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0% (better)
3.8%
Per-purchase fee
1.5%
None listed
ATM
1 USDT + 2.5% per withdrawal
Not published
Network
Visa
Visa
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: US and international cards
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
? / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
No
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Not published; depends on local rules and card partners
US card for US merchants; international card for merchants worldwide, no published country list
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
No
Not confirmed
Buy and sell crypto with fiat
Buy only
Sell only
Spend against crypto without selling
No
No
Yield on your balance
No
Not confirmed
Tiers
Karta Personal
International card · US card · Reloadable card
Perks
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Karta.io Card or Laso Finance Card?

Karta.io Card scores higher on the G2M score: 40/100 against 26/100 (#30 and #33 of 33 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick Laso Finance Card for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Karta.io Card or Laso Finance Card?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Karta.io Card or Laso Finance Card?

Laso Finance Card pays 0% cashback on its entry tier; Karta.io Card does not publish a rate.

Which works in more countries, Karta.io Card or Laso Finance Card?

Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.

Who holds my funds with Karta.io Card and Laso Finance Card?

Karta.io Card is self-custodial; Laso Finance Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.