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Laso Finance Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 26/100 (#5 and #33 of 33 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review
Wirex One Card74

#5 of 33 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 26/100 (#5 and #33 of 33 cards).
  • Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Wirex One Card lists 73 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Laso Finance Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
Wirex One Card
G2M score
26
74 (better)
Base cashback
0%
0.5% (better)
Max cashback
Not published
8%
Paid in
Not published
USD
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
3.8%
0.08% (better)
Per-purchase fee
None listed
None listed
ATM
Not published
Premium tier and above
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
US card for US merchants; international card for merchants worldwide, no published country list
73
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Base · Premium · Elite · Private · Bespoke
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 26/100 (#5 and #33 of 33 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Laso Finance Card or Wirex One Card?

Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, Laso Finance Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Laso Finance Card and Wirex One Card?

Laso Finance Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.