Laso Finance Card
Single-load prepaid Visa cards bought with stablecoins and no ID check: free for US merchants, 3.8% for the card that works worldwide. Cards expire after 6 months.
Key facts
- Cashback
- 0%
- Annual fee
- Free
- FX fee
- 2%
- Top-up fee
- 3.8%
- Per-purchase fee
- None listed
- ATM
- Not published
- Card types
- virtual
- Mobile wallets
- Google Pay
Cashback: No cashback.
FX: International card: about 2% on purchases in other currencies; US-dollar purchases have no FX fee. The US card is for US merchants only.
G2M score worldwide
Where it works
- IndiaNot confirmed
- UAENot confirmed
- United StatesAvailable
- United KingdomNot confirmed
- EU / EEANot confirmed
US card for US merchants; international card for merchants worldwide, no published country list. Includes United States.
Countries
Available in 1 country
North America and the Caribbean 1
- United States
Laso Finance Card has not published a full country list, so the other 249 countries are not confirmed either way. Check with the issuer before you apply.
Banking features
- Bank account (IBAN or account number)
- Not confirmed
- Send money to a bank account
- Not confirmed
- Buy and sell crypto with fiat
- Sell only
- Spend against crypto without selling
- No
- Yield on your balance
- Not confirmed
- ID check for people living abroad
- Not published
- Citizens turned away
- Not published
Tiers and plans
When a paid tier pays for itself against International card (free), with its yearly fee and monthly cashback cap counted.
- US card (free) never beats International card (free) (checked up to $100,000 a month).
- Reloadable card (free) never beats International card (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| International card | Free | 0% | — | 2% | No ID check; one load of $100 to $1,000 | Works with merchants worldwide · 3.8% card purchase fee · Expires after 6 months |
| US card | Free | 0% | — | 0% | No ID check; one load of $5 to $1,000; US merchants and US shipping only | No card purchase fee · Google Pay and Samsung Pay · Expires after 6 months |
| Reloadable card | Free | 0% | — | 2% | Laso identity verification | Top up from $5 to $10,000 with no fee · Many cards from one balance · Withdraw unspent balance as USDC on Base |
Real swipe receipt
What one purchase really costs on Laso Finance Card, with every fee and the cashback.
What's good
- No ID check and no bank account needed
- US card has no fees at all
- Pay out to Venmo, PayPal or a debit card
Watch out for
- Single-load cards expire after 6 months and leftover balance is lost
- International card: 3.8% to buy plus about 2% FX
- No cashback; Apple Pay not confirmed
More details
- Other fees
- Card purchase fee 3.8% on the international card ($100 to $1,000), 0% on the US card ($5 to $1,000) and the Canadian card · No monthly, per-purchase or decline fees · Single-load cards expire 6 months after issue; any balance left is lost · Reloadable card (ID check): 0% to top up, $5 to $10,000 · Payouts: debit card 4.8% (min $1.50), Venmo or PayPal 4.9% (min $1.50), bank payment 0.25% (min $1.50)
- Perks
- No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API
- Spend from
- USDC, USDT, DAI
Sources · last checked 31 Oct 2026
- Laso Finance: products, fees and FAQ (full reference; card network Visa confirmed by G2M from the card) · 31 Oct 2026
- Laso Finance: live pricing per product (card fees, limits) · 31 Oct 2026
- Laso Finance: where each product can be used · 31 Oct 2026
- Laso Finance guide: international prepaid card (expiry, billing) · 31 Oct 2026
- Laso Finance guide: reloadable card (ID check, top-ups, withdrawals) · 31 Oct 2026
- Laso Finance: home page (Google Pay, FinCEN-registered MSB) · 31 Oct 2026
Terms change often. Confirm fees and availability on the official Laso Finance site before you apply. Spotted something out of date? Tell us.
