Ethena Pay vs Laso Finance Card
Ethena Pay scores higher on the G2M score: 83/100 against 26/100 (#2 and #33 of 33 cards). Ethena Pay also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.
The short answer
- Ethena Pay scores higher on the G2M score: 83/100 against 26/100 (#2 and #33 of 33 cards).
- Ethena Pay pays more cashback on its entry tier: 4% against 0%. Higher tiers go up to 5% on Ethena Pay.
- Neither card has an annual fee.
- Ethena Pay charges less on foreign currency: a 1% FX fee against 2%.
- Ethena Pay lists 48 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Ethena Pay is confirmed in UAE, and only Laso Finance Card is confirmed in United States.
- Ethena Pay is self-custodial; Laso Finance Card is custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Ethena Pay or Laso Finance Card?
Ethena Pay scores higher on the G2M score: 83/100 against 26/100 (#2 and #33 of 33 cards). Ethena Pay also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Ethena Pay or Laso Finance Card?
Neither card has an annual fee. Ethena Pay charges less on foreign currency: a 1% FX fee against 2%.
Which pays more cashback, Ethena Pay or Laso Finance Card?
Ethena Pay pays more cashback on its entry tier: 4% against 0%. Higher tiers go up to 5% on Ethena Pay.
Which works in more countries, Ethena Pay or Laso Finance Card?
Ethena Pay lists 48 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Ethena Pay is confirmed in UAE, and only Laso Finance Card is confirmed in United States.
Who holds my funds with Ethena Pay and Laso Finance Card?
Ethena Pay is self-custodial; Laso Finance Card is custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.